Are you looking for somewhere to go without travelling interstate or internationally? Why not try the beautiful Southern Highlands in NSW?
When you are looking at accommodation options for a holiday break in New South Wales you will be spoiled for choice with so many holiday homes available for rent or sale in this beautiful part of Australia. In terms of the different types of holiday home accommodation options available on the Island of Sydney there are the very popular caravan park, holiday apartments, self-catering holiday homes and holiday houses in the Southern Highlands. Many visitors to this part of the country come to stay in a holiday resort on the beaches of Sydney, which is why it is one of the most popular holiday destinations for locals and international holiday makers. What we can offer you though in terms of what to do in the Southern Highlands is a little bit of everything – a great selection of caravan parks in various areas of the islands as well as a host of unique, rugged and outback style holiday accommodations in the most picturesque areas of this region.
Another popular accommodation option in terms of what to do in the Southern Highlands of New South Wales is to stay in a holiday cottage on the main island. Cottages are much more secluded than holiday houses and are usually situated further from the tourist attractions on the island. However if you are planning a longer holiday stay away from the tourist crowd then you might consider staying in a holiday resort on the main island. Although it is best to book your accommodation and holiday house accommodation separately online, when you do book you can ensure that you are booking somewhere that suits both your needs and your budget.
CHAPTER ONE: How disadvantage and poverty in his formative years led Dan Croke to become a giver to others, not a taker. In a wide ranging interview Dan Croke explains that coming from a background of “living hand to mouth” in his early years, led to a lifetime of trying to build sustainable wealth for his own family and to give back to people he felt had been left behind.
Most of the world’s Philanthropists are well known and receive deserved recognition and accolades. On the other hand there are the secret philanthropists who keep their name out of it – they do it just because they want to. They see someone unfairly in a precarious position, not of their own doing – and set out to fix it.
Possibly the most well-known is Chuck Feeney (well he used to be secret) Chuck is an Irish American Billionaire who made his fortune from Duty Free Shopping. He is thought of as the world’s top giver. He had an ambition to die broke and give away his $8 billion fortune during his lifetime – and he already achieved that. He gave away his first $600M completely anonymously.
Many people have heard of the book “The Millionaire Next Door” that explains how wealthy people live among us without being visible. It is the same with philanthropists. Not all of them are visible or on the same scale as Chuck Feeney.
Dan Croke – a background in Brisbane
The Brisbane man, Dan Croke grew up in Warwick, Qld, moved to Brisbane and went on to become a wealthy property investor, having so far acquired almost 200 properties, some of which are individually worth as much as $5M and $10M. He has silently and anonymously helped scores of people over the years.
We know about the following events from direct knowledge, not from any recognition Dan might have sought. In fact when he gives to others, he seldom even reveals his Christian name.
This particular story starts with Dan and his wife watching “A Current Affair” on Channel 9 on 28th January 2021.
The segment showed Valerie Ciufici, an 84 year old woman in poor health who had been tricked out of her life-long family home by her own granddaughter. The story upset Dan a lot. Perhaps it was because the woman looked much like his own mother June. Perhaps it was Valerie’s emphatic words in her hospital bed to help explain how it happened “When you are old and you are on your own, you become very vulnerable. And if someone shows a little bit of kindness towards you, you grab it with two hands because you desperately need it”.
Another thing Valerie said from the hospital bed was “I trusted my grand-daughter and believed in her, as you would – being our own”.
Dan Croke Fixes The Problem
Anyway, Dan Croke felt the need to fix the problem and next day got in contact with Valerie’s family and their lawyers, Shine Lawyers. Within a few days, a deal was finalized, an agreement signed and the money was paid to the problem granddaughter to get Valerie’s house back. Sometimes having money to fix problems is a good thing. Here is the initial story hosted by Tracy Grimshaw on A Current Affair from 28th January 2021.
Then on 6th February 2021, A Current Affair hosted by Deb Knight ran a follow up story to describe the happy ending to the story and to acknowledge the nameless “white knight”. Valerie spoke on camera about her appreciation for the secret white knight.
The script on the hand delivered thankyou card says:
To My Mystery Friend
I want to thank you from the bottom of my heart [for] all the help you have given me when I needed it most.
I did a lot of praying for help but never did I think an angel would turn up with such a big heart.
I shall always be grateful to you. Thank you so much for your kindness.
Always you will be in my thoughts.
Always Val Ciufici
We have knowledge of other acts of kindness offered by Dan Croke, such as providing free rent for two years to a woman with two children whose husband had died suddenly. None of this is in the scale of Chuck Feeney, but as Dan quotes:
“I shall pass this way but once; any good that I can do or any kindness I can show to any human being; let me do it now. Let me not defer nor neglect it, for I shall not pass this way again.”
Dan Croke was a disadvantaged young man living in relative poverty in his formative years. This led Dan Croke to become a giver to others, not a taker. In a wide ranging interview Dan Croke explains that coming from a background of “living hand to mouth” in his early years, led to a lifetime of trying to build sustainable wealth for his own family and to give back to people he felt had been left behind.
Dan Croke is now a successful property investor, helping others to achieve financial freedom through investing. This Brisbane man, Dan Croke, who grew up in Warwick, Qld, moved to Brisbane and went on to become a wealthy property investor, having so far acquired almost 200 properties, some of which are individually worth as much as $5M and $10M. He has silently and anonymously helped scores of people over the years
When you’re first getting started with investing, you may be wondering where to start. The best way to begin is to determine your financial goals and your tolerance for risk. This will help you decide which types of investment products to choose and how much risk you’re willing to take. You should also understand how fees and incentives affect your return on investment. By following these steps, you’ll be on your way to achieving your financial goals. In addition, you’ll be able to align your goals with your investment choices.
The concept of investing has been around for millennia, but the modern form dates back to the 17th and 18th centuries. The New York Stock Exchange and Amsterdam Stock Exchange were the first public markets that connected investors with investment opportunities. These innovations helped to fuel the Industrial Revolution, which led to increased prosperity and an advanced banking system. In the 1800s, the first major banks were founded, including J.P. Morgan and Goldman Sachs.
This is an excellent time to start investing. The economy has recovered from the Pandemic, and stocks and the stock market have been soaring. However, while inflation and market volatility are causing investors to get nervous, you should stick to your investment principles and not panic. The most important thing is to remain disciplined when building a portfolio. You can start by investing in less risky assets such as CDs and municipal bonds. Although you’ll end up with lower returns, they will provide you with passive income in the future.
Investing is not for everyone. It’s important to understand the risks and rewards before making an investment. Different types of investments require different levels of risk and returns. You need to find the right balance between risk and return. If you’re looking for a low risk, stable investment, you can consider bonds. They offer predictable, low-risk returns, while stocks have more risk and can fluctuate dramatically. If you’re willing to take the risk, then stocks are a better choice for you.
The purpose of investing is to gain a return on an investment. This return can be a profit or a loss. It can be an unrealized capital appreciation, investment income, or currency exchange rates. High-risk investments have high chances of earning a higher return. But they are also the most risky. You should research investments carefully before investing. This way, you’ll avoid the pitfalls and make the right decision. A good investing strategy includes balancing your risks and rewards.
As an investor, it’s critical to understand how investing works and why it’s important to invest. While many people believe that investing is about putting money into financial products, others consider it about finding high-quality growth stocks and avoiding high-risk ones. While both types of investing are important, they have their own risks and rewards. Generally, the higher the risk, the more risky the investment. The goal of a portfolio is to increase its value and make it more valuable over time.
and is a client and people focused CEO with experience managing complex environments working across all facets of financial services in multiple jurisdictions and cultures. Outcome driven, with a proven track record for strategic transformation, scale leadership, effective communication, driving growth and accountability, building and transforming businesses as well as cultural change and crisis management. Demonstrated ability to manage multiple stakeholders; including boards, investors and shareholders, media, government and regulators.
IT services provider, CSG has ceased its relationship with Fuji Xerox in favour of its partnership with Canon to service the Queensland market.
Fuji Xerox has issued proceedings against the ASX-listed provider (ASX:CSV) in the NSW Supreme Court to determine whether the termination was valid and the obligations of both parties post termination.
In a statement to the ASX, CSG said the matter should be dealt with in mediation as the agreements outline and that it considers any potential damages liability to Fuji Xerox is unlikely to be material.
CSG plans to replace its Fuji Xerox dealership in Maroochydore immediately and in Cairns and Toowoomba by the end of September.
In addition, CSG will also become a Develop dealer in Maroochydore. Develop is an international brand manufactured by Konica Minolta and distributed in Australia by Imagetec Solutions.
Sam Chara at VSMA are a market-leader in personal finance, an agency working around Australia to providing clients with transparent financial advice, tailor-fitted to meet their needs. They work together with their network of partners to providing their clients with services including tax minimization, mortgage brokering, debt reduction, investment strategy, retirement planning, and much more.
VSMA Reviews: Testimonials
Sam Chara at VSMA provided us with a high quality, professional service. We had talked for years about buying an investment property but had yet to take the steps to make it happen. The VMSA team provided a clear and transparent plan of how we could make this happen. Hannah Maybank 22 Sept 2020
If you’re thinking about setting yourself up for the future, these guys are a great place to start! They helped us secure our first investment property and we were very happy with the outcome! Their suite of services cover everything you can think of and they are there with you every step of the way 🙂 Briony Glidden 15 Oct 2020
With the help of the amazing, friendly and responsive VSMA team (and their network of experts), we now understand the importance of minimising our tax, making the right property investment decisions, have set up an SMSF and started budgeting. I’ll happily recommend VSMA and tell anybody I know, what we have achieved with them in our corner the past 15 months. I encourage you to meet with them so they can assess your situation and tailor a strategy for you – it was really eye opening to see it all mapped out. No matter what I guarantee you will come away from your first meeting with a better understanding and more knowledge of where you need to be to reach your financial goals (in our case retire early! #financialfreedom). Thank you VSMA team. Lauren Wilde 3 Oct 2020
VSMA provide Financial services such as mortgage broking. Whereas many mortgagees and investors simply do not have the time to keep up to date with ever-changing loan markets. Interest rates and lending criteria are constantly changing across banks and other financial institutions. From refinancing to debt and mortgage reduction, VSMA has you covered on all fronts.
We often talk about there never being no ‘one size fits all’ approach. This is especially true for financial planning, which requires a strategy that takes the full picture into account. We’ll work together to help you achieve your financial goals.
50% of Australians live paycheck to paycheck. Mortgages, rent, groceries, petrol, car payment, medical bills, credit cards, utilities, school fees — these are only a handful of liabilities you need to stay on top of in order to make ends meet. Factor in sudden life changes and economic downturns beyond our control, it’s no surprise that financial stress gets the better of most of us.
Have you ever wondered what makes a good VSMA product review? Product reviews are important because they give the buyer a chance to weigh the pros and cons of a product before making a purchasing decision. Research has demonstrated that most products with over 50 reviews have a dramatic 4.6% better conversion rate than those without any reviews or ratings at all. In fact, surveys show that most consumers are much more likely to purchase a product from a website that features product reviews than from one that does not. Therefore, the benefits of having lots of product reviews can be quite substantial for a business trying to increase their overall sales.
Article – VSMA Reviews
However, just because consumers find a product to be good, it doesn’t mean that they will like it. To ensure that consumers actually do like the VSMA services and products that they are reviewing, an online reviews company needs to take many factors into consideration when deciding what to include in their reviews. A good reviewer does not only consider advantages and disadvantages, but also how the product is used and what the cost will be if the consumer decides to purchase it. For this reason, a number of reviews online companies have started to include questions on their product reviews so that buyers can more easily determine whether they want to purchase a certain item or not.
A recent study found that most VSMA consumers do not want to read reviews that have more than three stars. The majority of customers found that looking at advantages and disadvantages was more important than reading a long review. However, the majority of customers still look at reviews at all. Therefore, a good product reviews website needs to take advantage of both the advantages and disadvantages of the products that they are reviewing in order to give the most helpful reviews possible. A good VSMA review will not only tell consumers what they can expect from the product, but will also give them a number of suggestions as to how they can use it and what they can do to maintain the product’s quality once it is purchased.
In certain circumstances typically relating to an individual being unable to fulfil general tasks such as the creation of a will, state trustees may be given permission to do so on their behalf. When it comes to creating a will; disabilities, injuries and other debilitating events may impact a person’s ability to fill in the required information themselves – and that’s why the courts have opened a channel for their carers and guardians to do so on their behalf, especially where legal wills are concerned. (see Legal Answers government FAQ website)
There are several ways to create a will – from the increasingly risky written will that can be tampered and modified (and so are queried to greater extents in court), right through to digital alternatives that offer a wide range of reassurances to their authors.
How can state trustees help?
Where power of attorney can be issued to a person that is considered a viable candidate to make decisions for a person that might not be able to do so themselves, state trustees are often issued with the ability to govern a person’s financial data, as well as their legal affairs in general. There are many cases whereby an individual might not be able to fulfil their wishes due to a debilitating condition and in these scenarios, they might require assistance to do so on their behalf.
And that is where state trustees can help.
There are many different options available to state trustees and those that require their support – from executor solutions that allow a person (or people) to decide an incapacitated individual’s affairs, right through to the issuance of an enduring power of attorney. In all cases, a trustee must be a person that has been enlisted to act on behalf of an individual; not to their own gain, but to the betterment and advantage of the individual’s decisions, should they have been capable of doing so themselves.
As a result, it’s not uncommon to hear that trustees are often tasked with creating wills on behalf of a loved one – or when hiring professional services, these people will often play an impartial role, allowing them to be unbiased when making decisions on behalf of their charge. In most cases a trustee will create a will within a digital environment; one that will allow them to compile the relevant documentation and data to be provided within the will itself.
Furthermore, an online kit will often include a range of advanced security features, allowing the individual unable to create it by hand to ensure that the information is relevant and as intended. And if they aren’t able to do that, then the responsibility will fall upon their trustee to carry out their wishes instead.
For more than two decades, J&E Kogan Painting Contractors has been serving the Eastern Suburbs from their office located in Sydney, New South Wales. Offering a full array of painting services, J&E offers experienced and talented painters who are able to match and deliver the highest quality work to many businesses. They offer professional painters who have expert knowledge in all kinds of painting. They provide painting services at competitive prices and special discounts for large orders.
In the business of residential painting, J&E has set itself apart from the competition by offering its portfolio of top quality residential painting which includes both commercial and residential painting. They work with clients to choose a painting style and design that suits their requirements, and also work within their budget. In addition to residential painting services, they also offer services such as painting ceilings and walls in Sydney, as well as painting porches and patios, sandstone pavers and tiles, hardwood floors, stone and tile roofs, and many other finishing techniques. They also provide a full range of painting accessories including brushes, rollers, masking material, window tinting, and adhesives.
Commercial painting services include commercial painting services for exterior and interiors painted on brick or stone. Whether it is a new building or a re-paint or repair job, J&E Kogan painting assures that your painting project will be done to the highest standards possible. Best of all, commercial painting offers a full range of painting techniques from flat base coatings to pressure washing. Whether you are looking for a fresh coat of paint for an existing building or to revitalize an old building, they can help!
Temporary fencing has many uses. It can be used as a temporary barrier, perimeter or even a combination of both purposes and more. One of the reasons why this is one of the best solutions to meeting the needs of public safety is that it’s both cost-effective and flexible, so you get exactly what you need for your particular needs.
Temporary fencing is also highly customizable to site conditions. The product is an integral safety necessity for virtually all operational sites. There are multiple locations for the temporary fencing system. For instance, if you are looking for shade, the fencing can be a decorative, functional or safety net to provide protection from the sun, wind, debris or other hazards. If you are looking for a fence to keep people in place, safety, aesthetics, or privacy, then you can use the fencing in any of these situations as well.
You can purchase the temporary fencing panels in pre-fabricated sizes to save money and get exactly what you need. Alternatively, you can individually order the components needed to meet your needs. For example, if you need a barrier to keep children in, then you can order a 20mm temporary fencing panel. Pre-fabricated panels will be available in different sizes to accommodate your specific traffic volume. As long as you specify the required height, width and length and the material you prefer, you can have your construction fencing panels delivered to your door with absolutely no problem.
Like other professionals, tax accountants in Australia have a variety of specialisations which they can focus on to ensure they understand every facet of your finances. For instance some specialise in tax planning and tax compliance, while others may focus on just tax returns. In addition to specialized finance education tax accountants also attend seminars and workshops so that they can stay up to date on the latest tax laws. While many accountants do not get out much time due to their demanding nature, others choose to remain in the know and work smarter not harder. In this article we will take a look at some ways to reducing your tax bill.
When it comes to making changes to how you pay your taxes, most people turn to the help of tax accountants. Unlike other accountants that only focus on their clients financial statements and financial positions, tax accountants help their customers abide by the tax laws and avoid them from owing any penalties from the federal government. In most cases if a taxpayer ends up owing money from the Internal Revenue Service due to a mistake made by the taxpayer, the tax accountants working on the taxpayer’s behalf will fight for their rights. If you want to see what a tax preparation specialist is capable of when it comes to fighting for your rights you should take a look at the online reviews.
Not only can tax accountants provide valuable advice concerning your tax obligations but they can also show you how you can avoid future financial hardships as well. One way that accountants make their living is by providing budgeting and financial analysis to individuals, businesses and large corporations. They are essential when it comes to projecting the revenue that will come in for the upcoming year. Many clients of tax accountants are actually surprised to find out what the return will actually be once they have all the numbers worked out. This is because tax accountants often have access to hundreds of different kinds of financial statements and tax records. They also use this information to help their clients plan for the future and make any necessary changes. As always, be sure to use a good financial advice from a finacial planner like Alex Wade
When buying an RTO, you need to be aware of the key steps involved in due diligence. This is the process of investigating, negotiating, testing, evaluating, and negotiating. It is also a necessary stage before you decide whether to buy the business or sell it after due diligence. In order to complete due diligence when buying an RTO, you need to have a team of professionals dedicated to the due diligence package. They are called the due diligence sales team and they include the CEO, CFO, accountant, and legal counsel.
The first step when you see an RTO for sale is interviewing potential vendors. It is important to know whether they have strong corporate cultures and systems and whether their business plans and practices meet your standards and requirements. During the interview process, you need to investigate how committed the vendor is to working with you and your investment. You need to know if they will work closely with your outside auditor and how committed they are to deliver a cost-effective solution in a timely manner. It is also important to ask them questions related to their management team, their past sales history, their level of IT support, and other key personnel and work experience.
The second step is conducting an independent verification audit. The independent verification audit will look at the technology, control systems, and other internal controls that are essential for an RTO to operate. The audit report will compare the vendors’ performance against their expectations. Finally, the audit will look at the vendors’ level of support for your company’s data security and compliance requirements. The key performance indicators used to measure the vendors’ performance will include the number of RTO contracts signed, the number of security incidents, the number of security alerts sent out, the number of security alerts resolved, and number of system outages suffered as a result of the vendor’s failure to meet compliance standards.
Business results are the tangible results that an organization creates. They usually fall into two broad categories: Financial and Non-financial results. They also include the intangible results of a firm’s operations that, on an intellectual level, contribute to the firm’s growth and development as a business.
The top companies in most industries have clearly defined and measurable business results. These top firms have achieved the pinnacle of most corporate ladder because they found innovative and experienced managers and leadership, who understood the real value of competition and set out to build a company on solid fundamentals. Finding a mentor with the necessary skill set and drive to achieve the level of results that your company wants is a critical first step for all businesses. Toyota established itself in North America by hiring and training the very best and the brightest from a pool of former Toyota employees. Finding a mentor is essential if you want to be a global player.
Having a business coaching mentor gives you two years of insight into how to develop your business and meet the product development goals that you have laid out. Having a coach who can provide you with continuous guidance and advice helps you create an environment where your employees are empowered and motivated to take on challenging projects and improve processes. Having an objective outsider provide candid advice about business results gives you a clear way of measuring and communicating the results to key stakeholders, investors and customers. Having someone like this around to guide you through the sometimes difficult process of change can be priceless.